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Buy a home with bad credit

How to Fix My Credit Myself

18 Jul , 2014  

The Fair Credit Reporting Act of 1972 is a government bill that allows people to fix their own credit. Every credit repair company bases their practices off of this Act, but anyone can use the information in the to repair their credit on their own. However, it will take time to learn. You can expect it to take roughly 10 hours to read through the Act, and another 10 hours to learn how to do it yourself.

Most people choose to actually hire a credit repair company because it is a convenient and inexpensive way to repair your credit score. For example, Lexington Law, the leading credit repair company in the nation, only charges $99 down and $99/month for 6 months. You can contact one of their specialists at 888-493-6888. Or, you can use Cloud Based Credit Restoration for $69 down and $69/month.

Either way, you can spend 20 hours learning how to repair your credit on your own, or you can hire a company like Lexington Law or Cloud Based Credit Restoration. Fill out this form to get started.

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