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Current News

5 Weird Presidential Pardons for Your Thanksgiving Turkey

25 Nov , 2015  

It’s odd when you see one President Obama ‘pardon’ two Thanksgiving turkeys by the names of Honest and Abe — but at the very least, it’s a welcome and much more pleasant sight we get to see other than the other “Turkey” shooting down a Russian jet, trouble with ISIS, and the politics of a Donald Trump, Hillary Clinton, Jeb Bush and Marco Rubio affair of cutthroat quality.

Such Is the Life of a Satire That Is America for Our Thanksgiving TurkeyThanksgiving turkey

Have to love the laughs, honestly, and it always helps to laugh at ourselves, even during times of terror — this makes you wonder what other presidential pardons we’ve seen in our history to show forgiveness in our country. We’ve had some doozies, to be sure. Want to know what they are? Honest Abe would also like to know:

Sort of makes President Obama look rather ‘normal’, maybe? Maybe not.

The Point of This, Though, Is to Just Be Thankful

We know these days it can be difficult. But when you’re surrounded by your family and friends — those you love — we at the HOPE Program can say that it is a sure thing. Just as much as it is a sure thing to get that home for zero down right now. Gobble, gobble.

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Buy a home with bad credit

California Dominates the National Real Estate Market in 2015

12 Nov , 2015  

It was recently figured this year that there are 20 hot real estate markets out there for 2015. 20. 2-0. Count ’em. Out of all the towns, townships and cities, if there ever was a way to figure out where to buy a home with zero down and a decent mortgage payment — or if you’re in any of these cities and are wondering if the real estate market calls for a good time to sell the property — this list of 20 hot real estate markets gives you the goods.

But notice this: the majority of these towns come from one state in the entire nation: California! And wouldn’t you know it? Some towns are pretty well known — while others are, for the most part, major diamonds in the rough. Cities you probably never visited (but should if you want to get in on the flourishing real estate market).California real estate market

They all share the same characteristic, though: the real estate market for each and every one of them is just right. Demand and inventory are practically proportional, with the lower market duration and the higher selling price working together to benefit both the home seller, buyer, and investor.

Want to See the Goods on Each Real Estate Market for These Towns? Here You Go!

You’ve Got a Wealth of Choices Here for a Real Estate Market — in California

So what if they have a few quakes here and there. So what if the weather’s wicked. There’s something even better than the weather and the Richter scale, though — and that’s the real estate market. It’s looking pretty hot over there in the West Coast!

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Buy a home with bad credit

Recent News With the Hope Program: a Brand-New Credit Repair Service

12 Nov , 2015  

Guess what, friends…. There’s a new credit service out there according to this most recent press release. That’s right. We’re surprised already given our already growing extensive list of services we provide to anyone — whether you’re a home renter, or someone looking for a mortgage with a 640 credit score, or even a business owner seeking bookkeeping services. We’re touching the lives of so many people, having our A rating with the BBB. But we have a new player in this game for credit repair service:

credit repair services-1

Enter: Independent Credit Solutions, a New Credit Repair Service Launched Just Recently

Having already seen the launch of a rent-to-own consultant service as well as numerous other rent-to-own options, plus our own identity theft protection option and an internet legal plan, we’re noticing this new innovation in credit repair service: Independent Credit Solutions! And that’s a good thing for you, the customer.

The Time Is Now to Have HOPE

Check it out right here. You can fill out your information directly on this link as well, and if you’re specifically interested in hearing about how H.O.P.E. can help you, Lexington Law is the leader in the industry.

Get started now and benefit from any of these credit repair services — Independent Credit Solutions for DIY credit repair, or Lexington Law — as it’s one of the most essential steps toward successful home ownership. Once that credit score’s up, you’re well on your way. So don’t hesitate!

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Pell grants

How to Go by (Not Buy) the “Books” for College Classes

12 Nov , 2015  

I know your students enrolling for college classes are rolling your eyes in despair over the fact that you still learn new things even outside of homework and exams! Yes, it’s true: there’s best practices even when it comes to college. When you apply for college, when you talk to an academic adviser, when you get to know your professors. Everything. Even textbooks!

And That’s What This Is All About: Textbooks Mean a Lot to College Classes

Not in the way you think, though. Times have changed.college classes grandpa

There was a time when you go to your college classes carrying a wealth of textbooks in hardcover with you (which can explain why your grandfather’s so ripped in the physique). Today’s atmosphere is very much different. College textbooks have gone the way of the dinosaur, and here’s why:

  • You Might Actually Do Just Fine Without Some of Those Books! — The thing about college classes is that they’re so immersed in technology as stated here. Think about it. We’ve got tablets and netbooks, e-readers, Kindles and Nooks at our disposal. Isn’t it any wonder that we don’t need those textbooks anymore?
  • That Current Textbook Edition Might Also Not Mean Much to You — A skeptic, are you? Read this and find out why you don’t need that 2015 volume of “The History of America.”
  • And, Finally, the Campus Bookstore Isn’t the Only Place to Buy Your Books Back — What or who else could buy your books? Other students? Maybe. But how about cyberspace….

And That’s Just the Beginning….

At the BBB A-rated H.O.P.E. Program, we’re all about education. So we know what the trends are when it comes to that very thing we hold dear: a college education. Whether it’s grants or financial aid, it doesn’t matter. You save money, you win. We can help, so take these tips seriously. They just might save enough money for you to not only get that lava lamp, but make a payment on your first rent-to-own home!

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Buy a home with bad credit

How Does the BBB A-Rated HOPE Program Work?

12 Nov , 2015  

Naturally, no one’s ever concerned with the ‘how’ of success as long as it works, continues to work, and even works as Armageddon hits in the form of a meteor the size of Texas. As long as it continues to work, we’re fine. We don’t care about the mechanics. Here’s the problem with that:

Credibility Gets Thrown Out the Window!

Can we back up our words? Can we not only show the proof but explain it? Is the BBB A-rated HOPE HOPE Program screenshotprogram really not a fluke or just some random spontaneity on a whim or a notion that “homeownership is possible with education”? Let’s get that credibility right now and prove to you that H.O.P.E. to Own truly owns the playing field of real estate in numerous ways. Steps, if you will. Documented steps anyone can follow to ultimately get them into a home with zero down regardless of the situation:

  1. Credit Repair
  2. Identity Theft Protection
  3. Consultancy, Leads & Resources
  4. Additional Benefits (Employment, Education, Automotive, and Even Finance!)

In today’s real estate world, make no mistake—it’s not simply about getting that mortgage loan and moving in as we’ve seen in the last decade’s housing crash. We have to be educated. We have to know how to hold onto that mortgage loan, keep our finances in order, explore as many options as we possibly have, maintain our good credit, be in good standing, have legal preparation and resources available just in case life does get unexpected. And that’s largely how H.O.P.E. works. A collaborative effort, leading to the ultimate goal for you, for anyone: home ownership.

But we’re sure you want the breakdown of how that works, am I right? Here’s how it works—

HOPE Program Day 1: the First Step

HOPE Program credit cards credit repairOur tried, true and proven method of education is actually quite simple. There are 3 “steps.” We actually call them days. When you fill out your information to enroll in the HOPE Program, our free initiative to get your prepared for getting into that home, you’re automatically sent to a Day 1 representative to start factoring in that first step—credit repair. You can actually enroll in credit repair right now through the HOPE Program and obtain your credit reports.

But why is credit repair so important? Think about it: what do mortgage lenders, or even auto lenders look for, when considering you for a loan? Your credit score. That’s crucial in determining plenty with regard to the success of you making your payments. You’re basically “trustworthy” (or not); even better, you’re credit worthy. Or credit ready is what we typically call it. That little number from one of those bureaus can be the make or break on whether or not a lender can safely say that you’re a green light for a loan. Crazy, right?

Now true credit repair, mind you, isn’t a quick fix, nor is there some magical formula, which is one of the first true unique benefits you get from the HOPE Program—we’re guiding you through the steps you need to take to repair your credit with the very best resources available. At a lower cost.

Understand this: it’s free to enroll in the HOPE Program, but to get your credit repaired will take an investment on your part no matter how you slice it. We just lead you in the direction you need to go to also get that credit repair at a conveniently lower cost. Think of it as us getting you the FastPass to the front of the line, so you don’t have to wait for the benefits to start showing up.

And the resources are plentiful. We at the HOPE Program have access to all sorts of credit resources, each with their own advantages that might suit your situation:

And believe us: there’s so much more you can benefit from through the HOPE Program, and that’s just the first day….

HOPE Program Day 2: Your Case Manager for ID TheftHOPE Program Credit Repair Credit Cards

Repairing your credit’s one thing; maintaining your credit is a whole other beast with fangs the size of steak knives. Because here’s the thing: the one aspect of your credit no one ever thinks about is your identity. It’s the very imprint of who you are online that can shape your credit in ways you never thought possible. There’s power in your identity. And that’s precisely why we’re often very terrified of someone with a tremendous credit score of 720 (But why would we be so terrified? We should be ecstatic!).

Identity theft. One of the fastest rising crimes in the United States to date, and many times this can happen right under your nose, affecting your credit in worse ways than even the worst of financial negligence and recklessness.

Your Day 2 representative, your case manager, will set you up with a service that in today’s world is absolutely mandatory. Cyber-terrorism, hacking, credit card fraud, computer fraud, mortgage fraud: these all are the demon spawn of identity theft, so we make it a point to stress the importance of making sure your credit and your identity is safeguarded with the very best of services, such as….

  • LifeLock – Arguably the leader in the industry, protecting literally thousands from identity theft, stresses that even the standard protection isn’t a 100% lockdown, but it’s this service giving you the tools necessary to take action and restore your credit and identity back to optimal standing. Why is this important? Because the main weapon of ID theft is that you won’t know when it’s happening. With LifeLock, you’ll know. And knowing is your greatest counter. Sign up for LifeLock right now.
  • Identity Guard – A major competitor, yes. But just as reputable with services, operating under the same standards of success. This alone should tell you something, actually: identity theft protection is truly a major industry given the level of competition, and this is just the beginning. You might find what Identity Guard offers to be a better fit for you: if that’s the case, sign up right now.
  • Cloud Based Credit Protection – Sometimes you may see the need for basic protection of your credit, and not necessarily your identity, for good reason. If that’s the case, this offer may be the best fit for you.
  • Ultimate Identity Protection – Talk about bundling multiple benefits and resources into one, hence the name Ultimate Identity Protection, a fast-growing service in today’s industry that could provide the biggest challenge against heavy hitters like LifeLock and Identity Guard. Want to know exactly what UIP brings to the table for you? You’ll have to check out their site for yourself and see if the $1 fee might fit your fancy.

And you might be skeptical even regarding the HOPE Program. You might think this—“there’s no way anyone would steal my identity, so why should I invest some of my hard-earned money to pay for any of these services?” And, sadly, that’s precisely why so many suffer from identity theft—many without even realizing it. Because they don’t think it’ll happen to them.

We can guarantee that once you get your credit reports, you might actually find a few items on there that you won’t remember signing up for or enrolling. Who knows—you might even find a mortgage in your name in a state you’ve never actually lived in!

Those are all signs of identity theft. So it can happen to you. A major reason why the HOPE Program takes this seriously. You should as well.

HOPE Program mortgageHOPE Program Day 3: Getting That Zero-Down Mortgage

This is where we get to the nitty gritty, close to the finish line and achieving your ultimate goal. Your credit score looks good, and you’re sufficiently protected. So Day 3 is all about receiving any resources you may need to get access to the lenders who will approve you for a mortgage.

But the bonus of the HOPE Program here is that you have options.

Right here, we have the ultimate comprehensive benefit contributing not only to getting that zero-down mortgage, but not ever stressing about your payments for the rest of your life—the HOPE Program has access to all of these resources for you. And it’s our job to lead you not only to the lenders looking for the 640 credit score, but to make sure that even when you sign on that dotted line for the house keys and your walk past the threshold of the front door to your new house, that the HOPE Program has given you true hope for the rest of your life, inside and out, front to back, and for your future.HOPE Program keys

Sounds Exhausting? Perhaps. But When It Comes to You—Your Life—It’s Worth It

Don’t take this lightly. Not many know specifically how the HOPE Program really works. But this is a glimpse into the process we uphold for every member of our program, and we follow it to the letter.

There’s a reason why we’ve helped thousands upon thousands of prospective homeowners achieve their quintessential dreams, all simply by educating them on what they need to do. Ultimately, you—the homeowner with a dream—has the power to make change, to make things happen.

It just so happens that the HOPE Program can help you make that dream come true.

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Buy a home with bad credit,renters

Read Up on These Reviews of RealRenttoOwnHomes.com

12 Nov , 2015  

That’s what we at the BBB A-rated HOPE Program love the most: ease of use for the prospective homeowner. This isn’t about maximizing the growth and revenue for a real estate market or industry. Our focus is the homeowner. The home renter. The entrepreneur looking for a job. The college studentEveryone. And it seems that such a site as this — RealRenttoOwnHomes.com — does the job quite nicely!

A Look at the Waves of RealRenttoOwnHomes.com Reviews

realrenttoownhomes.com screenshot

Just take a look at these specific reviews of RealRenttoOwnHomes.com, an enrollment website capable of putting the power in the hands of the homeowner:

We’re Convinced. What About You?

Are you looking for rent-to-own homes? Good. Because the HOPE Program has all the resources, among many other affiliations and partnerships with us. But just in case you wanted to take action on your own, this is a no-brainer. Simply sign up at the website for the Real Rent-to-Own Homes and control your fate with the home you’ll call your own for many years to come.

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Buy a home with bad credit,renters

5 Top Social Media Platforms for the Real Estate Industry

2 Sep , 2015  

Social media? Really? The one aspect of cyberspace typically associated with random cat videos, updates about crazy spontaneous crap, and fan fiction has a hand in the real estate industry. It seems like a strange, fantastic world where the clocks keep melting and cats, dogs and pigs start flying over the Swiss cheese moon singing New Direction songs. That’s the state of the world we’re in: social media’s turning everything upside down, but at the very least, we can rest on this one important fact — social media’s actually benefiting the real estate industry — for home renters, #RTO, home sellers, homeowners, and even home investors!

Here Are the Four Current Platforms Making an Impact in the Real Estate Industry

Aside from the fact that social media’s pretty sweet on home selling as we’ve seen, it just so happens thatreal estate industry clock real estate as a whole benefits widely from plenty of resources available directly from social media. And this is based on documented research and marketing from the BBB A-rated HOPE Program.

  • YouTube’s Changing the Game for the Real Estate Industry — How so? Think about it. The real estate industry’s a visual market, and who can do the visuals better than YouTube? Find out right here.
  • Twitter Makes Real Estate Leads Leap Off Your Screen — Seriously, just type in your Twitter search the hashtag #RealEstate. See what comes up. The results will shock you.
  • Who Can Forget Facebook? — We, of course, are looking at this from a home selling perspective, but after taking a look at all the Facebook groups and business pages, you’ll know that real estate’s on everyone’s mind (not the funny cats or weird videos).
  • Pinterest Is Climbing the Ranks as a Trendsetter for the Real Estate IndustryOne look at this article, and you’ll be convinced.
  • And, of Course, the Underdog, Google+ — Sure, it ain’t a Facebook, or even a LinkedIn, but functionality surely is a strength of the cyberspace mega-giant, especially when you take a look at our wicked Google+ page and this particular page for the Income Tax Planning Network (ITPN). It’s pretty obvious that Google+ is still a major factor.

Who Knows — LinkedIn Might Just Join This List!

One thing’s for sure: the real estate industry will only get better as social media becomes more and more prolific with its reach. We might even see MySpace jump into the market! (No, not really….)

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Buy a home with bad credit

Real Estate Investment Challenge 2015: Home Renting or Home Owning?

20 Aug , 2015  

The real estate investment market is currently a sticky mess with property instability at its current state. Home ownership in the United States is at an all-time low, sadly. Despite our positive endeavors here at the BBB A-rated HOPE Program, it remains clear — home renting (hence why Assisting Renters is so popular these days!) is on the rise. But is this just temporary or a permanent trend? Or perhaps can this market wave, bounce, turn and twist on a dime?

What Does Real Estate Investment Look Like for Home Rentals? Apartments?real estate investment dime

Right now the rental industry is soaring sky high. New apartment buildings are being put on every corner. This is due to the baby boomers deciding to enjoy retirement. Millennials don’t want to commit to a life in the suburbs quite yet. If you are looking for an immediate real estate investment, the home rental market is looking to be a hot stop!

Or Maybe I Should Invest in Single-Family Homes?

The housing market, though at an all-time low, is most definitely not dead! It is slowly climbing back into a strong industry, not at all completely uncommon or even rare for the market to do that. People in the housing market are in it for the long haul and long-term real estate investment. After all, property value will always be in demand, but never in accumulating supply! It’s a valued commodity.

Due to the increased economy and continuing better employment market, people will soon feel more comfortable spending their money on that single-family home. Additionally, the largest generation (millennials) in the next decade will be getting married and having children, which will dramatically increase the need for family home in the near future.

Decisions, Decisions, Decisions….

In the end, it looks like both industries are going to be profitable with common downswings typical of the market. The key is to be prepared and predict the rise or fall. After all, the housing market may be a better long term investment with a small lag in recovery while the apartment and rental industry is currently soaring. Either way you look at it, real estate investment in the housing or rental market is going to put pennies in those piggy banks. Just depends on whether you need those pennies now or later.

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Buy a home with bad credit,renters

Checking in With the Income Tax Planning Network

26 May , 2015  

If there ever was a time to say that opportunity knocks won’t cut it, it’s this: opportunity doesn’t simply knock in this case; it actually unlocks the door for you. Checking in, are we? Yes, with the Income Tax Planning Network, the premier source of tax preparation, legal, credit, and bookkeeping services for the individual, and we’re not just talking about someone on the other end of the phone or “having to wait in line” for that accountant to get to your case.

The Income Tax Planning Network Is, First and Foremost, a Network

You know what that means? 24/7, premium, expedient, reliable, and 110% quality customer service, but not like you’re a “number” on their desk, but a valued client as part of a family. Go ahead and check their site. They pride themselves in the family atmosphere, personalized like a doctor’s office where you get to work with a specialist who actually has a name (I know, it’s a novel concept) and can contact you and vice versa to make sure all your needs are met:income tax planning network keycard

  • Free Tax Preparation & Amendments
  • Prior & Current W2 and 1099 Tax Returns
  • Budget & Quarterly Tax Planning
  • 5-Year Tax Reviews
  • Income Referrals
  • Business Structure Formation
  • Double Checks
  • Checkbook Balancing
  • Advertising Website Development
  • Home Business Referral Program
  • Advertiser Training
  • Your Own Internet Legal Plan

All of that for how much? ….$25/month. That’s it. You get all of thisand all you have to day is pay out of your pocket the cost of one dinner out in the town. You can leave the “Do Not Disturb” sign down for that.

That’s not all, though: you see that Home Business Referral Program feature there? They’re so big on family at the Income Tax Planning Network that they even offer payouts and affiliate memberships for signing up new clients, and you, a client as well, get extra income. $40 per referral.

You realize you can basically get paid to get your own taxes taken care of? It’s like room service!

But Don’t Take My Word for It: Check Them Out Right Now

You really just have to check it out for yourself. Get a “reservation” for your financial suite up on the “25th floor,” because you’re now living the suite life with a network totally designed to help you stay on track toward home ownership.

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Buy a home with bad credit

Just Look at the Ultimate Rent to Own Home Program Shockwave

6 May , 2015  

The T-Rex (or Indominus Rex, for that matter) ain’t got nothin’ on this program designed to educate prospective homeowners on one of the biggest trends in the real estate industry: rent-to-own homes. Witness the Ultimate Rent to Own Home Program and do NOT be afraid at all, because this beast won’t eat the tourists, much like how the pirates of the Caribbean won’t, as Jeff Goldblum would say. What makes this Ultimate Rent to Own Home Program so wondrous (and not toothy)? Simple.

The Ultimate Rent to Own Home Program Gives You All the Tools You Need

It’s baffling how not one program out there even seeks to provide the resources to renters-soon-to-be-homeowners, because many often take the real estate market on a case-by-case basis:rent-to-own jurassic park

  • You Have Agents
  • You Have Brokers
  • You Have Developers
  • You Have Real Estate Attorneys
  • You Have Duplexes
  • You Have Apartment Complexes
  • You Have Gated Communities
  • And so Much More….

It’s a diverse industry when you think about it. Would anyone ever be brave enough to try and tackle it all at once. We think if maybe there are just a bunch of resources available throughout, everyone can approach everything ONE BY ONE and expect to have all their ducks in a row. Theoretically, that would work. But this is the new millennium of prehistoric CEOs — and those dinosaurs are a lot smarter — and faster — than we give them credit for.

The Ultimate Rent to Own Home Program pools all those resources together for you, educating you on what you need to do and where you need to go before you have to do what you need to do, and before you have to go where you need to go. That way you’re not like a chicken with its head bitten off by a velociraptor.

Don’t Take My Word for It, Though: Check Out All These Reviews

It’s crazy just how much this Ultimate Rent to Own Home Program has swarmed like a flock of pterodactyls all over social media, even trending nationwide as a digital means to selling a home. Nationwide Property Values, OWNWITHHOPE, the Complete Real Estate Site, Rent to Own Reviews, and even one comprehensive site known as Profile Reviews have all reviewed the initiative propelling the prospective homeowner into that dream home with the convenience of rent-to-own.

And you can bet more and more feedback will show up as many other hopefuls find their way through their dream front door for the first time. It’s pretty spectacular. Just as spectacular as that triceratops over there….

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