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Buy a home with bad credit,Current News,renters

6 Major Home Selling Mistakes You Should NEVER Make

22 Apr , 2016  

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Home Selling Human Being 101

You don’t prefer your kitchen sink so you want to sell the home and BAM! One little (dis)/like made you into a professional real estate agent.  Our lovely boots in America have straps up the wazoo, don’t they? What a zoo, U.S….What a bunch of animals, we are, running around in our cages a.k.a. our homes.

Do you ever get the feeling that every life hurdle requires you to be a professional in the field of that project?  Replace a fence in the backyard and suddenly you are youtube-ing tips for getting mice out of holes you dug yesterday without killing them, and then are on the phone with city talking ground wires.  Just like fencing putting, home selling can be a mixed bag of chores.

What if you have another (dis)/like meanwhile being a 9-5 professional or a three-job-pro and the plumber…now the realtor? Okay…Your kid doesn’t like peas.  Now you have to remake dinner?  No, they are probably going to eat the peas.  Even if it takes them all night.  And YOU, you are going to sell that house… even if it takes….help!

When buying or selling a home are you supposed to skim google, yahoo, dogpile, and the real estate section of the library, too?  Become the expert of all the media out there?

Of course, ‘the help’ can throw lots of definitives about home selling.  No that, yes this, maybe that… And you poor thing!  You are already maxed out, stressed out and system overloaded! How do you know what to do and what not to do?  Might be more basic than you think.

6 nuggets of advice when selling your home:home selling


NOW — Click here to connect to some help selling your home so you can take a break in a new one….or immediately begin that DIY!  Hardworking Americans….

The post 6 Major Home Selling Mistakes You Should NEVER Make appeared first on Your Rent-to-Own Consultants.

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The post 6 Major Home Selling Mistakes You Should NEVER Make appeared first on OWNWITHHOPE.

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Buy a home with bad credit,Current News,renters

Getting Your Green Card Is Like Winning the Lottery

7 Mar , 2016  

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You’ve seen all the news about immigration, immigration law, Donald Trump and all of that — these are trying times in the U.S., and even worse times all over the world, and whether we like it or not, the United States is still quite the Land of Opportunity, hence why a green card is so essential to your survival. The survival of your family. Your future.

Did You Know an Estimated 13.1 Million Immigrants Lived in the U.S. Back in 2012? (and Today, It’s Probably More)

You’d be shocked to know that back then 8.8 million of those immigrants were eligible to obtain naturalization status, the ultimate immigration goal! The overwhelming majority of those immigrants were actually able to receive a green card as far back as when they applied in the year 2000 or later. Let’s not forget just how intense the entire immigration issue is regarding refugee and asylee status in the U.S. — in 2013 alone, over 69,000 individuals received that status due to persecution in their own countries!

The statistic should tell you something: that immigration is a valued commodity in the United States given the expanding economy; however, the process often can be characterized by a dartboard, a blindfold, and a hope and dream. Many immigrants hope for that dream and end up on the short end of the stick, having to jump through more hoops just to make it happen for their families.

green card dartboard

Why is immigration such a problem? Try Terrorism. The construction industry. Nay, the entire economy. An overwhelming workforce resides as the foundation for the bread-and-butter work of the country, complete with even better wages, and yet many able to work face illegal immigration status and deportation.

Families starve. Kids go hungry. Hopes decay. It’s a tough life for the immigrant at the moment, and the process of obtaining that work visa doesn’t make it any easier (forget about what it would take to be a naturalized citizen!)

There’s the Green Card Lottery — a Program Worth Spending a Few Seconds to Sign Up For

Thankfully Own With Hope sees the bigger picture of the problem, and the beauty of the all-important green card, giving the hopeful immigrant that first step toward naturalization, is that everyone who wants to live the American Dream — and we do mean everyone, all colors, creeds and nations — should have that extra push. That possibility of a life worth living.

Don’t get us wrong: going through the legal channels is important. You can find an ideal immigration attorney through this internet legal plan, for one, and take all the appropriate steps to obtain your green card. But in this day and age where our walls get thicker and thicker, you need all the resources you can get.

Sign Up for This Green Card Program. Right Now.

All it takes is less than a minute to fill out the information right here.

  • Think About Your Children
  • Think About Your Family
  • Think About Your Finances
  • Think About the Food on Your Table

Think. The possibilities are staggering.

You could be one of those 13.1MM or more in the next year! There’s a reason why our national real estate market’s beginning to soar. There’s a reason why our real estate market’s a major value internationally right now. The goal is clear. Our job market’s steadily climbing. You are a hot commodity in this nation.

Take advantage of it. Sign up for this program today.

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The post Getting Your Green Card Is Like Winning the Lottery appeared first on OWNWITHHOPE.

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Buy a home with bad credit,Current News,Pell grants,renters

Playing it Safe With Credit Cards: Pull Lever Only During Emergencies

22 Jan , 2016  

Whether it’s a lever or a button, if it’s red, you know you could end up dead. Unless it’s an emergency, and you absolutely have to press that button! It’s a last resort. No turning back. Do or die! Exciting, isn’t it?

Well, That’s Actually How Credit Cards Are, Too

They’re like emergency buttons. Or at least that’s how they’re supposed to be. We can read about all the must-do’s and should-have’s when it comes to credit cards, but here’s the thing — the single most important motto you must take with you is this: credit cards must be used only as a last resort.
Against all better judgment, use your credit card as a last resort. If there’s an asteroid coming at you, and you’ve exhausted all measures to try and thwart the big, dumb rock, use your credit card as a last resort. If you have no money, no car, no clothes, no pizza, and no way back home from the Mojave Desert, and all you have on you is a credit card — then, and only then, you must use it as a last resort.

That’s How Credit Cards Were Meant to Be Used

When you think about it, it makes sense. This goes with all sorts of education under your belt, particularly when it benefits your credit repair regimen with Lexington Law. Of course, the experts there will tell you the same thing: prevent the future from collapsing on you and focus on emergencies only when using your credit card.
That means if you can eat it, drink it or use it for your own benefit somehow, better hold off on pulling the plastic and wait until you have some good ol’ fashioned, cold, hard cash. You save yourself some trouble.
That means if your car breaks down, and you don’t have enough cash immediately on you, go ahead and pull the Visa out. If a hurricane hits your home and pulls the roof off and you have to pay off a deductible, I would think it’s okay to get the Mastercard out. You see what I’m saying?

It’s a Minor, Yet Still Extremely Important Measure, to Take When It Comes to a Credit Card

Because you do have to remember one thing: when you contact the H.O.P.E. Program to consider owning your own zero-down home, know that your credit score will matter tremendously. You can’t have a good score, though, without actually using the credit card (or other lines of credit, whatever they may be).

So practice this, above all else: responsibility. And don’t press that emergency button unless it’s absolutely necessary.

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Buy a home with bad credit,Current News,Pell grants,renters

Why Your Beachfront Investment Property Might Lose You Money in 2015

22 Jan , 2016  

Did you notice that it’s not summer right now? Yes. There’s snow on the ground. That blizzard occurred over on the east coast, record numbers, and the Midwest isn’t any slouch either. You can imagine, too, a lot of the summery spots don’t see a lot of action, because, yes, the temperatures drop and people start migrating back to where stores are still open and people can get some hot chocolate down their pipes.

Face it: your beachfront investment property’s down for the count (at least until the temp warms up and people flock back to the wind, sand and surf). What does that mean? It certainly doesn’t mean you’ve missed out on the H.O.P.E. Program and your prospects for a zero-down home.

You’re Losing Money, Though. A Lot of It.

It’s to be expected, and you’re probably prepared for it. After reading about all the disadvantages to having beachfront property, you practically dread it. Perhaps you offset the lost revenue by upping your prices on tenants, and that’s all fine and dandy, particularly when weather becomes an issue. You’ve got to pay for repairs, upkeep and maintenance, and it can get costly.
Is it all worth it, though? It depends.
If you notice: beachfront properties are known not only for the sand and surf, but for the stores and commerce associated with it. You buy your t-shirts, candy, surfboards, board shorts, coolers and kites. Economy soars for those communities, but when the winter hits, it all shuts down. It might not hurt you at all, but just in case you’re running a business in that community, not only do you have to worry about maintaining the beachfront home, you also have to worry about maintaining any bills you have for businesses you own.

Consider Your Finances Carefully

If you play your cards right, you just might sit fine on a beachfront property, perhaps living in it all year round. After all, grocery stores would still be open. You’d have all your necessities. As an investment property, though, consider that you might be pouring more money into it than getting out of it. Just a thought.

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Buy a home with bad credit,Current News,Pell grants,renters

Buying a Ferrari With Your Home Equity Loan: a Good Thing or Bad Thing?

22 Jan , 2016  

The option’s always there, so why not enjoy it? Because you’re a homeowner — and a reliable one at that — that home equity loan is right at your fingertips, and you have every right to use the funds to get whatever you want in terms of disposable goods and services. Believe it or not, though, there’s actually some benefit to shelling out that loan money (only to have to pay it all back) on stuff you may not really ‘need’ (like a Ferrari, for example) —

Your Interest Will Be Deducted for Your Home Equity Money

Fairly fun reason to buy that high-priced car, or boat, or maybe a brand-new beachfront summer home! All that cash you shell out would look nice on your 2-hour tax return, no doubt, and needless to say, that’s a great reward for your hard work in maintaining your mortgage payments right down to the day, every month, every year.
Pay close attention to the slight negatives, though, and it may be a big one (depending on your health)

Watch Out for Medical Bills and Other Emergencies

You’ve seen the deal regarding emergencies, especially with credit cards. The problem with getting hit hard on the unexpected front is that, lo and behold, you’re still saddled with this one home equity loan for your zero-down home from H.O.P.E. to Own that you have to pay off, thinking, “oh, man, if I only had these funds to pay for my heart surgery or Lasik!” It’s unfortunate.
Even worse, you might have that Ferrari traded in (or out of commission due to an accident you had because of your bad eyesight since you didn’t get that Lasik surgery), and you’re as healthy as a horse — and you’ll still have those equity home loan payments to make until you’re all caught up. That’s where a loan doesn’t seem so fun to have!

Just Be Prepared

That ‘free’ money matters so much, so do enjoy it — to an extent. Maybe you don’t need the Ferrari. Who knows. But just know that the home equity loan is there — for anything you want! And that, my friends, might be a good thing or bad thing as well.

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Buy a home with bad credit,Current News,Pell grants,renters

Why the Guardians of the Galaxy Might Be Investing in Real Estate Soon

22 Jan , 2016  

Just ask Star-Lord. He’s all about opportunity. And Groot’s just Groot. However, even in the wide array of the Milky Way Galaxy, the Guardians can see that real estate technology can be the wave of the future and a virtual black hole of possibilities ensuring that everyone’s supercharged for the next best battle on the home front.

Real Estate Technology at Its Best

Out of all real estate trends for 2015, this stands as the one people are probably the most excited about. Even a talking racoon would be excited about this. Let’s just hope you don’t pimp out your home with streamlined costs in cloud-controlled security cameras to beef up your protection.

Additionally, you can check to see if the Rocket Raccoon’s making moves with motion sensors built in around your home. And with all the security at your fingertips, you just might not need to worry about having Gamora and Drax the Destroyer on call to whip some burglar tail in your home.

Technology Makes Home Living That Much Easier

But before you do, visit H.O.P.E. to Own to get in on the fast track with a zero-down home. Who knows — you, too, just might be a “guardian of the galaxy” — or a collaborating member of the Avengers, maybe? — after hitting your 640, getting the keys to your house, and moving in faster than light speed.

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Buy a home with bad credit,Current News,Pell grants,renters

The Double-Edge Sword of Real Estate: Future Property Developments

22 Jan , 2016  

Real estate’s like gambling when you think about it. You’re basically betting on a property hitting it big. You don’t know if it’s going to hit big. You have certain factors on your side, though: property values, assessments, location, trends, that sort of thing. But you can never be sure of what’s going to happen. Even if you’re just a potential home buyer looking for your zero-down home through H.O.P.E. to Own, you’re never sure if that home’s going to turn into a good investment on your end in the future just in case you plan on mortgage refinancing or moving out.

More so is the fact that you never know what’s going to happen to property developments around
your particular real estate in question! That’s what this is all about.

Future Property Developments: Will They Help You or Hurt You?

This takes some real estate research, far beyond what you’re accustomed to, just so you know. After all, if you invest or purchase a home in a development that may face vacancies or additional land developments, that may just have a tremendous effect on the future supply and home pricing around you.
Other such issues can include soon-to-be governmental prospects on developments for new schools, hospitals, changes in zoning and traffic for better flow or access to other amenities and that sort of thing. If changes are made around you — for better or worse, specifically for you — you could be looking at a good thing…. Or a bad thing.

It’s a Gamble. But What Do You Expect?

Shoot the tables and see what you come up with, I guess. You go in with great knowledge and technique, though, as a real estate investor. Whether it’s beachfront real estate or just a single-family home in a neighborhood — whatever the case, wherever the chips fall, if you have some idea of what’s going to happen in the future, you’ll have some idea of just what you might net in terms of ROI, or property value.
Lucky seven.

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Buy a home with bad credit,Current News,renters

Bend Toward South Bend, Indiana, for Retirement Prospects

22 Jan , 2016  

They call this state the “Crossroads of America,” and for good reason. Indiana’s a hometown, a go-to, a throwback, a place where time seems to stand still. Urban legends exist there; folk tales reside within the cities of this state, but here’s the big question — is it necessarily a great place to retire in? Try South Bend for starters.

Why South Bend, Indiana, Ranks Up There for Retirement

Bear in mind this important fact — it’s not just about the small-town feel when it comes to retirement cities. Think about fixed incomes, for instance — or maybe even limited resources to explore and redefine yourself. After all, if you’re looking to retire, you’re not looking to do a whole lot of moving around and spending cash.
Aside from the lack of a state tax on social security — which automatically makes it a benefit to you as a retiree — South Bend is all about university life and entertainment at minimal cost and maximum convenience. It’s generally fun living in this town!
Think football, for instance — as in the Fighting Irish of Notre Dame. Loving the football makes for a great day of the season, not to mention you get free campus tours of the legendary university, if that’s your deal. I’d say it’s legendary specifically because the campus does draw quite a few prestigious entertainment acts, so you most likely will be on the lookout for those events as you enjoy your retirement.
You could be fortunate to land a rent-to-own, or maybe a zero-down mortgage, and if that’s the case, jump on it. Why?

South Bend Brings It for Retirees

It’s a total touchdown for retirement. Sure, the population’s up there, but that’s what retirement should be all about: fellowship, fun and friends all around you. When you’re retired, you’re not just relaxing; you’re living. And you’re living proud.

The post Bend Toward South Bend, Indiana, for Retirement Prospects appeared first on The Complete Real Estate Site.

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Buy a home with bad credit,Current News,Pell grants,renters

Credit Repair’s Crazy Good With Independent Credit Solutions!

22 Jan , 2016  

You might’ve already ready about the most recent news at H.O.P.E. to Own, but just in case you missed it, here it is. You can catch the press release as well as multiple other sources such as the Complete Real Estate Site, Nationwide Property Values, Assisting Renters and many, many, many more. But let’s just say this one important sub-header for all of you readers out there:

The HOPE Program Is Loving Credit Repair With Independent Credit Solutions

Finally…. Credit repair’s branded all ICS along with the likes of Lexington Law. It’s all good. The more options, the better, right? In the end, this benefits the prospective homeowner, home renter, entrepreneur, bookkeeper, college student, CEO, secret agent and watchdog located in every hen house, outhouse, and doghouse within a 5-mile radius (immediate shot-out to Harrison Ford and Tommy Lee Jones’ “The Fugitive”!).
So we don’t have to tell you that credit repair’s essential to the goal of getting a home — whether it’s a straight, upfront mortgage, or a rent-to-own. All we know now is that the HOPE Program now sees that it’s that much more possible, with Independent Credit Solutions, for every customer seeking to enroll to get the credit repair they deserve.

So You Know What You Need to Do? ENROLL WITH INDEPENDENT CREDIT SOLUTIONS. Right now.

It’s worth it. It’s worth every penny (and that’s not a lot of pennies). Because that’s the HOPE Program’s one major benefit. They’re only out to help you. They’re not going to charge an arm and a leg. Their goals are yours. They want you to get into that home — hopefully with zero down.
Visit Independent Credit Solutions right now and get enrolled. Before you know it, your 640 credit score will laugh all the way up your front door as you unlock it to your new future in your new home.

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Buy a home with bad credit,Current News,Pell grants,renters

Having Some Faith in the Home Renting Market for 2016

22 Jan , 2016  

Rentals may be the way to go in today’s market! The housing market’s declining, it seems, and apartment expansion and home rentals are skyrocketing through the roof! Such is the state of the real estate investment market for 2016.

Baby Boomers Galore! 

  
The baby boomers are getting older, and the majority of them are currently downsizing due to the immediate financial and physical accommodations of home renting. With many of them already enjoying retirement, having a mortgage over their head and a home with 5 bedrooms and 3 bathrooms really isn’t necessary for them anymore. An uptown waterfront condo with a maid and someone to cut the grass is more the style of comfort that is appealing to these thriving baby boomers.

Millennials Amuck!

The young adults that should be buying homes are just not capable enough, apparently, what with the poor employment market and looming student debt climbing to ungodly heights. Millennials are more comfortable renting than adding more debt to their already strained financial situations. Renting is really the most accommodating route for young people in today’s world. Plus with most millennials still not married and without children, there is no reason for them to have a cap code on a cul-de-sac when they can enjoy a trendy loft by the local pub.

Sounds Convincing, Right?


You do, however, have to understand one thing about the real estate market, whether it’s about home selling, home buying, or home investing. It’s a fickle beast. And the appetite can change in a blink. So the important thing to remember is this — keep your eyes opened.

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