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Buy a home with bad credit,Current News,renters

Credit Counseling and Debt Counseling: What’s the Difference? 521 #creditcounseling http://is.gd/yaEjMo    http http://nationwidepropertyvalues.com/credit-counseling-and-debt-counseling-whats-the-difference-521-creditcounseling-httpis-gdyaejmo-httpis-gdn0xmpb/?utm_source=ReviveOldPost&utm_medium=social&utm_campaign=ReviveOldPost …

19 May , 2016  

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Buy a home with bad credit,Current News,renters

Expect Higher Mortgage Rates This Year (But Don’t Be Scared!)

13 May , 2016  

Expect Higher Mortgage Rates This Year (But Don’t Be Scared!):

2015 was the best year for the Housing Market since 2007, and 2016 looks even better. Well- for the market on the whole, even if for the buyer they might be locked into a rate a little bit higher than last year.

This is a classic case of bad news-good news.

Bad news, the mortgage rates will go up this year. Good news, there are houses to buy, especially affordable newer options. AND the rate will go up the most in neighborhoods with the highest home prices, so what’s a little more change to them?

Bad news, the mortgage rate is up a bit, but good news it’s still cheaper to get a mortgage than to rent at market-rate prices.

Bad news, the mortgage rate is up some, but good news home prices are down.

Bad news, with higher debt-income ratios credit scores go down. Click here to Get information about the magnitude of your options, despite that credit. Excellent news, it’s still possible to get a mortgage with lower credit scores, partly because the feds guided interest rates up.

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The big dudes! The Federal Reserve, in case anyone needs a re-introduction, happened in 1903 after the panic of 1907 and imagined or impending financial crisis created a climate where centralized government assistance was desirable.

There are three main roles of the Feds

  • Maximize employment
  • stabilize prices
  • moderate long-term interest rates.

In this delicate balance, there’s a sort of dance that happens. This year the employment has the leg up, with relatively stable prices then the interest rate will leg up as well and there is the real ladder we climb, ladies and gentlemen.

So what? that the basis mortgage points will go up about 60 points. Someone is winning, certainly. And in an economy there’s a trickle down effect. Wait for it….

Click here to get some of your trickle!

The post Expect Higher Mortgage Rates This Year (But Don’t Be Scared!) appeared first on RentToOwnReviews.

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Buy a home with bad credit,Current News,renters

You’ve Already Heard It: the Millennial Real Estate Market Is Continuing to Explode

11 May , 2016  

After living in the rent’s basement, college dorms, weird roommate situations, maybe abroad, maybe you are an immigrant?…Millennials are nesting: it’s about time. It’s 2016 and these babes are full-fledged adults. Their car insurance went down, the amount of things to pay for went up, and in the first part of the market-re stabilization millennials […]

The post You’ve Already Heard It: the Millennial Real Estate Market Is Continuing to Explode appeared first on NATIONWIDE PROPERTY VALUES.

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Buy a home with bad credit,Current News,renters

Tax Credits Helping or Hurting Grand Rapids, MI, Real Estate?

7 May , 2016  

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Incentives Are The Lynch Pin of Capitalism. In a growing area like Grand Rapids, builders want to build because people from elsewhere want to move there – for college, for jobs, to raise their family. Also growing because people who are already living there are having children – who want to go to college, find […]

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The post Tax Credits Helping or Hurting Grand Rapids, MI, Real Estate? appeared first on OWNWITHHOPE.

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Buy a home with bad credit,Current News,renters

The LIHTC Will Bring Balance to the Force in Real Estate for Grand Rapids, MI

6 May , 2016  

In real estate there’s a tension between two categories of homes:  Market-Rate and Affordable Housing. It’s almost another way to say The-Haves and The-Have-Nots…or more accurately the Haves and the Hardly-Haves. Yoda’s job was the train the one that would save the world from a great imbalance.  The federal government here acts as Yoda, training […]

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Buy a home with bad credit,Current News,renters

Driving Demand for Home Building in Grand Rapids, Michigan

5 May , 2016  

Those surviving on low-income are driving the demand for home building in Grand Rapids, but indirectly. The MSHDA, Michigan State Housing Development Authority, comes in to give the businesses looking to expand a push in the right direction. Through a LIHTC, Low-Income Housing Tax Credit towards the property tax a business can make serving the […]

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Buy a home with bad credit,Current News,renters

2 Reasons Why Grand Rapids, MI, Needs the LIHTC for Affordable Housing

4 May , 2016  

Wealth isn’t distributed based on how hard you work, not even in the glorious Grand Rapids. If it were a hard-working lower-class citizen would make the same as the hard-working upper-class. And it would be the working-class and the lazy-class. Laissez-Faire Is Not Lazy-Free: It’s Free Market Laizzez-Faire is said today by businessmen wanting government subsidies […]

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Buy a home with bad credit,Current News,renters

What the MSHDA Is Doing for Real Estate Projects in West Michigan

3 May , 2016  

We can say the housing market looks great but until the people who need houses have houses it’s not a great market for the market, the people. The method of calculation for a market-rate house is unclear. It appears clear to a family when affordable isn’t. The demand for affordable housing remains high all over Michigan, says the MSHDA. Michigan […]

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